Payonce: Fixed ops profit generator

AUTOMATED PROFITABILITY

100% PENETRATION.
ZERO EFFORT.

Transform your service drive into an automatic profit engine. Automatically attach comprehensive repair coverage to qualifying ROs—driving a proven 13% PVR lift with zero manual advisor friction.

Instant DMS Integration · Automatic Policy Issuance · <20% Loss Ratio

QUANTIFIED DEALER IMPACT

PROVEN METRICS

Automated warranty distribution instantly turns routine repair orders into high-margin dealership reserves.

100%

PENETRATION RATE

Applied systematically across qualifying invoices over $200 without presentation drop-off.

13%

AVG. PVR INCREASE

Substantial gross profit boost generated directly from parts and labor service lines.

0%

MANUAL EFFORT

Automated digital certificate delivery via email with seamless DMS integration and zero advisor friction.

EFFORTLESS INTEGRATION

THE AUTOMATED PROCESS

A complete set-it-and-forget-it workflow built directly into your daily DMS operations. No manual quoting, no complex paperwork, and zero advisor disruption.

STEP 01

Complete Repair order

A standard 13% warranty premium is seamlessly applied to qualifying service repair orders over $200 at invoice completion.

STEP 02

Contract is Issued

Connects directly via CDK, Tekion, Reynolds & Reynolds, or DealerTrack. Zero additional screens or data entry required.

STEP 03

Drive Away

The customer immediately receives digital warranty documentation by email, providing complete peace of mind and retention.

STEP 04

Frictionless Claims

If a covered part fails, replacement is 100% funded with zero deductible. Clean, fast settlements backed by <20% loss ratios.

OPERATIONAL ARCHITECTURE

SEAMLESS INTEGRATION

Engineered for zero friction inside your service lane. PayOnce integrates directly into your existing DMS ecosystem to automate policy distribution, accounting ledger reconciliation, and custom reinsurance retention.

Verified Certified DMS Integrations
Automated 2-Way Real-Time API
CDK GLOBAL Certified Partner
DEALERTRACK Cox Automotive
REYNOLDS & REYNOLDS ERA-IGNITE Ready
TEKION ARC API Integration
AUTOMATE / QUORUM Native Sync Ready

100% AUTOMATED WARRANTY ISSUANCE

When a customer pays for an eligible repair invoice over $200, the 13% (of labor)coverage add-on is closed out in the RO. The limited parts warranty certificate is instantaneously generated and emailed to the vehicle owner without advisor data entry.

  • Zero disruption to service advisor workflow
  • Instant digital policy delivery to customer inbox
  • Eliminates manual claims registration errors

FLEXIBLE REINSURANCE STRUCTURES

Direct underwriting reserves or integrate premiums into your existing Controlled Foreign Corporation (CFC), Non-Controlled Foreign Corporation (NCFC), or DOWC structures to maximize long-term wealth accumulation.

  • Retain up to 100% of underwriting profit

  • CFC, NCFC, DOWC, and retro plan compatibility

  • Transparent quarterly actuarial reporting

ACTUARIAL LOSS CONTROL

Historically maintaining loss ratios below 20%, our program gives executive leadership direct insight into claim frequencies, reserve pool balances, and net fixed ops yield through an intuitive dealer portal.

  • Sub-20% historical claims loss exposure
  • Automated parts-replacement adjudication
  • Customizable $10 service packing option

TRANSPARENT OPERATIONS

DEALER CONFIDENCE

Fixed ops leaders often hesitate to add programs that could burden service advisors or irritate customers. Here is the operational reality of PayOnce in active service departments.

MYTH: SERVICE ADVISORS WILL DROWN IN EXTRA WORKFLOW

Truth: Fully Automated DMS Integration

PayOnce connects directly into CDK, Tekion, Reynolds & Reynolds, and DealerTrack. Qualifying repairs over $200 automatically append the 13% (of labor) coverage line. Warranty certificates dispatch to the customer digitally with zero paperwork from advisors.

MYTH: DEALERSHIPS BEAR HIGH CLAIM COSTS AND RISK

Truth: Sub-20% Historic Loss Ratio & Premium Reserves

With an actuarially proven loss ratio under 20%, the remaining 80%+ of collected premiums builds your dealership portfolio reserve. Reinsurance structure options allow dealers to capture underwriting profit as long-term wealth.

MYTH: CUSTOMERS RESENT THE ADD-ON AND DAMAGE CSI

Truth: Lifetime Peace of Mind Protects Retention

Customers receive genuine protection, up to lifetime parts and labor warranty on their repair. If the part ever fails again, replacement is 100% covered with zero deductible, turning a potential breakdown into a loyal repeat visit. Additionally, customers will feel more comfortable committing to high-dollar repair orders when protected.

BOOK YOUR PROFIT ANALYSIS

Schedule a 30-minute executive review with our automotive F&I specialists. We will model your exact monthly RO volume, calculate net profit potential, and verify seamless DMS compatibility.

  • Tailored Pro-Forma: Store-specific 13% warranty revenue modeling
  • DMS Check: Fast verification for CDK, Reynolds, Tekion & Dealertrack
  • Zero Disruption: 100% automated customer email warranty issuance

Direct Dealer Desk: (617) 584-0540 • Average ROI setup under 7 business days.