THE GOLD STANDARD
IN F&I SOLUTIONS PROTECTION

Engineered exclusively for premier marine and powersports dealerships. Maximize dealership PVR and drive unmatched back-end revenue with institutional-grade vehicle service contracts and warranty administration built for both rugged terrain and open water through F&I Solutions.

Trusted by Top Marine & Powersports Dealers Nationwide · Instant Underwriting Access with F&I Solutions

LAND-BASED F&I SOLUTIONS PRODUCT ARCHITECTURE

POWERSPORTS PROTECTION SUITE

Precision-engineered mechanical breakdown and asset protection programs crafted specifically for off-road, utility, and highway powersports dealerships.

SPEC-01 // CORE COVERAGE

VEHICLE SERVICE CONTRACT

Comprehensive mechanical breakdown protection for ATVs, UTVs, motorcycles, and snowmobiles against major mechanical and electrical failures.

  • Engine, transmission, and drivetrain
  • Electronic ignition & fuel injection
  • Day-one nationwide claims payout

SPEC-02 // RETENTION DRIVER

LIFETIME POWERTRAIN

The definitive customer loyalty and retention program that covers internal lubricated parts for the entire ownership duration with zero deductible.

  • 100% parts & labor covered
  • Locks customer service to dealership
  • Unlimited miles & ownership term

SPEC-03 // ROAD & TRAIL HAZARD

TIRE & WHEEL PROTECTION

Rugged off-road and highway hazard coverage protecting custom wheel assemblies, beadlocks, and high-performance trail tires.

  • Full rim & tire replacement
  • Mounting, balancing & valve stems
  • Covers aftermarket & OEM wheels

SPEC-04 // F&I SOLUTIONS PROFIT ENGINE

MULTI-COVERAGE BUNDLES

High-margin ancillary packaging combining GAP protection, theft recovery, and emergency roadside into a single monthly contract payment.

  • Guaranteed Auto Protection (GAP)
  • GPS recovery & security warranty
  • 24/7 off-road towing & extraction

SPEC-05 // ADVANCED ELECTRICAL

BATTERY PROTECTION

Zero-depreciation replacement guarantee for extreme-drain AGM, standard lead-acid, and lithium battery units deployed in harsh powersports environments.

  • Direct OEM-spec battery replacement
  • Diagnostic labor reimbursement
  • Protects against cold-weather drain

SPEC-06 // SURFACE INTEGRITY

APPEARANCE COVERAGE

Industrial-grade exterior ceramic shielding and vinyl/leather barrier against trail roost, UV oxidation, tree sap, and acid rain staining.

  • Paint, vinyl & graphic film protection
  • Seat rip, tear & UV burn repair
  • Full re-application & replacement

SPECIALIZED WATERCRAFT RISK MANAGEMENT

MARINE COVERAGE EXCELLENCE

Engineered exclusively for marine dealership portfolios. High-limit, underwriter-backed service contracts, total-loss deficiency coverage, and marine-grade ceramic defense formulated for harsh saltwater environments.

Luxury sport yacht cutting through deep blue coastal water with outboard propulsion

SPEC 01 // MECHANICAL & ELECTRICAL DEFENSE

MARINE VEHICLE SERVICE CONTRACT (VSC)

Total mechanical breakdown security tailored specifically for inboard, outboard, sterndrive, and personal watercraft assemblies. Covers severe saltwater corrosion risks, powertrain components, digital helm displays, and hydraulic control linkages.

  • Full outboard, sterndrive, and transmission assemblies
  • Electronic steering, digital throttle, and radar arrays
  • Hydraulic jack plates, trim tabs, and power trim tilt units
  • On-water towing, haul-out assistance, and hoist allowance

SPEC 02 // FINANCIAL EQUITY PROTECTION

MARINE GUARANTEED ASSET PROTECTION (GAP)

Complete valuation shortfall insulation for high-ticket marine financing. Bridges the critical gap between primary marine insurance payouts and the outstanding loan or lease balance in the event of major hull damage, hurricane loss, sinking, or theft.

  • Up to 150% MSRP loan-to-value deficiency settlement
  • Coverage for vessel depreciation, capsizing, and total theft
  • Primary marine insurance deductible coverage up to $1,000
  • Seamless claims integration with marine commercial lenders
Sleek modern offshore center-console fishing vessel docked at high-end marina
Close-up of pristine marine gelcoat surface with water beading off ceramic coating

SPEC 03 // SURFACE & INTERIOR PRESERVATION

MARINE CERAMIC APPEARANCE DEFENSE

Aviation-grade nanoceramic polymer matrix bond formulated to withstand UV radiation, industrial fallout, bird waste, and saltwater chalking. Preserves high-gloss hull gelcoat and provides antifungal barrier protection for marine vinyl seats.

  • 9H-level hardness nano-ceramic barrier against gelcoat oxidation

  • UV-inhibiting shield preventing yellowing and chalk residue

  • Antimicrobial protection against mold, mildew, and marine vinyl stains

  • Transferable multi-year F&I Solutions warranty, including coverage for rips, tears, punctures and burn holes with zero deductible

FINANCIAL PERFORMANCE ENGINE

DRIVING PROFITABILITY

Every protection program is engineered with aggressive F&I Solutions margin architectures, rapid adjudication, and zero reserve recapture risk.

50+%

PVR INcrease

Naults Honda went from a fragmented F&I process to an F&I machine with a thriving reinsurance portfolio

85%

CUSTOMER RETENTION

Industry average for customers that purchase service contracts offered by your store. Not only do you improve your bottom line, you keep your customers coming back..

24/7

CLAIMS SUPPORT

Customers have someone to call at any time for any issue, including roadside assistance. Direct concierge adjusters empower your team with fast authorization and zero hold times.

$0

CHARGEBACK RISK

Guaranteed reinsurance structures and loss mitigation shield your earned reserves permanently.Earned (and sometimes unearned) reserves can be used or leveraged for dealer growth.

TRUSTED BY TOP DEALERS ACROSS NORTH AMERICA
Naults Powersport and Marine
Paul Blouin Performance
Seacoast Indian
Long lake Marina

EXCLUSIVE REGIONAL ALLOCATION

Boost your Profitability

F&I Solutions works with dealers to maximize short and long term profit increases. Schedule a confidential 20-minute executive briefing with your regional development director to review underwriting guidelines, loss-ratio benchmarks, and profit share models.

  • 72-Hour Rapid Onboarding: Full digital policy integration with zero dealer tech overhead.

  • On-Site F&I Solutions Certification: Comprehensive live team training with proven menu-selling scripts.

  • Top-ranked Underwritering: Direct line access for same-day high-ticket asset approvals.

  • Guaranteed profit increase : Guaranteed increases to your bottom line after F&I Solutions training.

A-Rated Contractual Liability 100% underwritten by Tier-1 commercial syndicates with sovereign reserve backing.

Protected by enterprise NDA. We never share proprietary volume data with competing regional dealerships.